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How much will I need to retire?
Our guide gives you a better idea of how much is enough to live on after you give up work.
Pensions and retirement
Take control of your retirement planning. Our expert reviews and advice cut through the noise, whether you're saving for retirement, thinking about accessing your pensions, or working out how to boost your income now that you're retired.
Saving for retirement
Accessing your pensions
Pension calculators
State pension
Equity release
Financing later life care
Are you ready to retire in 2026?
If you're aged 55 or over, the specialists at Destination Retirement can help you work out when you could retire and how you can turn your savings into a retirement income.
Start with a free chat- Check how much you'll need for retirement
- Get to grips with the basics of saving in a pension
- Track down any old pension schemes and consider combining multiple pots in one place
Which? Money podcast
What's the point of a pension?
Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning, to explain how a pension differs from a normal savings account, and how you can best prepare your finances for the future.
Everything you read on Which? has been researched and written up by our team of experts. You can read our statement of editorial independence to find out more about how our journalists, experts and leaders work directly for you, the consumer.
- Principal researcher and writer Paul Davies has long worked in financial services research, currently specialising in pensions and retirement planning.
- Writer Holly Lanyon covers personal finance topics from credit cards to wills. She enjoys turning complex money matters into clear, practical advice.
- Which? Money editor Jenny Ross has spent more than a decade at Which? helping readers cut through jargon and get to grips with their finances.